Time Warner 4Q earnings edge up, beats Street

FILE - In this Jan. 3, 2008 file photo, the Time Warner Center is shown in New York. Time Warner said Wednesday, Feb. 8, 2012, its fourth-quarter earnings grew slightly as revenue jumped 8 percent on strong performance at its Warner Bros. movie studio and its cable television networks. (AP Photo/Mark Lennihan, file)

FILE - In this Jan. 3, 2008 file photo, the Time Warner Center is shown in New York. Time Warner said Wednesday, Feb. 8, 2012, its fourth-quarter earnings grew slightly as revenue jumped 8 percent on strong performance at its Warner Bros. movie studio and its cable television networks. (AP Photo/Mark Lennihan, file)

NEW YORK (AP) ? Time Warner Inc. got a boost from its movie studio and cable TV networks in the last three months of the year, and the company expects growth to continue in 2012 even with the end of its lucrative Harry Potter franchise.

Fourth-quarter net income grew slightly as revenue increased 5 percent. Adjusted earnings for the quarter and the growth forecast for this year topped Wall Street's expectations. Time Warner also raised its dividend by 11 percent and said it plans to expand a stock buyback program.

Its shares rose $1.06, or 2.8 percent, to $39.16 in premarket trading after the results were announced Wednesday.

Time Warner released "Harry Potter and the Deathly Hallows: Part 2" on home video on Nov. 11, contributing to higher revenue at the Warner Bros. movie studio.

That growth came even as the quarter was compared with the November 2010 theatrical release of the next-to-last installment of the series, "Harry Potter and the Deathly Hallows: Part 1." The movie went on to sell nearly $950 million in box office tickets worldwide.

With the series ending, the company needs new ways to sustain growth. The company did not disclose details in its earnings announcement, but said growth in adjusted earnings should be in the low double-digit percentages this year. Adjusted income was $2.89 per share in 2011, meaning it could range from $3.18 to $3.32 in 2012. Analysts were expecting $3.16.

For the fourth quarter of 2011, net income rose to $773 million, or 76 cents per share, compared with $769 million, or 68 cents per share, a year earlier.

Adjusted for one-time items, the company earned 94 cents per share. That beat Wall Street's expectations of 87 cents per share, according to a survey by FactSet.

Revenue grew to $8.2 billion from $7.8 billion a year ago and beat analysts' expectations for $8.06 billion.

Revenue in the television business grew 5 percent to $3.5 billion. The company saw a 16 percent increase in content revenue, particularly from stronger licensing revenue at Turner networks such as TBS, and a 5 percent increase in subscription revenue at channels such as HBO. Advertising revenue increased more modestly, at 2 percent.

Warner Bros. revenue grew 7 percent to $3.9 billion on stronger home entertainment and video game releases and new subscription video-on-demand agreements. That was offset partly by lower revenue from theatrical releases and television licensing fees.

Revenue at the Time Inc. publishing division fell 1 percent $1 billion.

Time Warner also said it will raise its quarterly dividend to 26 cents per share, to be paid March 15 to shareholders of record on Feb. 29.

The company also announced plans to buy back up to $4 billion in stock, on top of the nearly $5 billion it had already repurchased since the beginning of 2011. Buybacks boost the company's stock price by concentrating profits among fewer outstanding shares.

In a statement, CEO Jeff Bewkes said both decisions reflect "our confidence and our continued commitment to strong shareholder returns."

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/f70471f764144b2fab526d39972d37b3/Article_2012-02-08-Earns-Time%20Warner/id-813fd27190a84dfca7b9003be2a3882d

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Guerrilla Mortgage Methods for Small Online business Finance ...

This report is built to serve like a short survival help for online business proprietors after they are looking for small online business loans. The necessity of resorting to guerrilla mortgage ways may be accelerated through the diminished operation of commercial banks in delivering highly effective small online business finance applications. Despite the fact that the proposed steps in this article may be observed like a very last resort to get undertaken only when all else fails, in point of fact these suggestions ought to in all probability be thought of by most commercial borrowers from the early phases of their commercial funding lookup due to the developing failure of banks to offer a ordinary degree of online business funding.

Home business Consulting like a Very first Line of Protection

To put it succinctly and candidly, the current commercial lending environment is no position for amateurs when dealing with more difficult small online business finance applications and banks which predominantly are usually not working inside of a ordinary method. The usage of online business consulting and also a commercial finance qualified really should be regarded as 1 way for online business proprietors to overcome a substantial information gap. A online business consultant knowledgeable from the strategies of conquering small online business mortgage difficulties is known as a pragmatic treatment to a condition that the majority commercial borrowers would admittedly want didn?t exist to begin with. When a online business finance consultant with the suitable degree of know-how will require a online business owner to spend an affordable payment for his or her specialised benefit, this professional site expense can in general be justified when in comparison to the opportunity finance damages which could happen if this type of benefit is simply not acquired.

Pinpoint Whether or not Your Financial institution is known as a Superior Financial institution or a Awful Financial institution

Now we have revealed a separate report about the developing should discover if a commercial bank is known as a excellent bank or a harmful bank. The best useful gauge for defining no matter whether a bank is nice from a small online business owner point of view will quite often be guided by no matter whether the essential commercial funding will be furnished or not. Despite the fact that banks were broadly proclaiming that they are delivering a ordinary degree of commercial funding, in point of fact you can find various studies indicating otherwise. An experienced online business finance consultant can serve like a invaluable resource dependant on their superior knowledge of which lenders are seriously lively in creating working capital loans and commercial mortgage loan loans. If a specific bank is in reality not delivering commercial loans as ordinary, it absolutely may be simply because they don?t have enough sources to try and do so. When this bank may not feel they deserve the harmful bank label, our point of view is that success count. On the only scorecard that issues to most commercial borrowers, the small amount of excellent banks will slowly turn out to be noticeable dependant on their healthful online business lending behavior. With the meantime, online business proprietors ought to be expecting to have some professional benefit to find these couple of remaining excellent banks.

Be Geared up to Fire Your Financial institution and your Banker

For small online business proprietors, the concept of firing their banker has most likely not occurred to them still. Most organizations would in all probability want to consider of their banker site as among the loved ones. But which includes a guerrilla online business mortgage point of view that?s suitable from the midst of banking chaos currently observed nearly everywhere you go, small online business proprietors ought to increasingly glimpse out for his or her very own most effective interests because it is unlikely that their banker is up blog with the task anymore (even when their commercial banker is their most effective close friend). On the list of most predictive signs that a commercial borrower may should hearth their banker is surely an escalating amount of situations when their commercial banker is not able to accomplish the outcomes which had been originally offered or talked about.

Home business Funds Improvements and also other Alternatives for Doing work Funds

For small organizations to endure in an erratic economic system, the usage of guerrilla mortgage ways signifies that some small online business finance opportunities which borrowers formerly ruled out simply because they had been thought of much too difficult (or much too highly-priced) may deserve a 2nd glimpse. A merchant cash advance course (also known as credit card receivables factoring) is known as a main example of a commercial funding strategy which has typically been a Method B for many merchants but quite often not used in their closing alternative for obtaining more working capital. Which includes a sudden reduction in online business lines of credit and an enhanced necessity for collateral by numerous commercial lenders, the usage of credit card processing to acquire working capital funding now has more useful attraction for that normal small online business owner who specifications more cash for his or her day-to-day functions.

Way more Guerrilla Tactics for that Compact Home business Survival Manual

This brief dialogue was intended to illustrate the relevance for small online business proprietors engaging in no matter what it will take to endure inside of a rough online business environment. In addition with the guerrilla funding ways described over, you can find a couple of other valuable small online business mortgage opportunities which really should be thought of by commercial borrowers prior to finalizing their commercial loans, SBA funding or commercial mortgages.

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3. Soon after Gain Maximization Will come Profit Control ? 8 Tips For Small Business Owners
4. Mortgage Loan Request ? The task to obtain Pre-Qualified On a Attribute Finance Loan
5. Credit rating Tenant Rent (CTL) Finance Can be utilised for Engineering and Growth ? 2 Effortless Methods

Source: http://www.firestormofdragons.com/guerrilla-mortgage-methods-for-small-online-business-finance

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The Finance Smackdown: Credit Cards vs. Payday Loans

With the state of the world economy in constant flux that does not seem to be turning itself around anytime soon, many people are left with the undesirable option of which way to incur more debt in order to maintain a decent lifestyle, or simply to pay off bills that were incurred in better times.

Many banks will not lend to individuals who are just in need of short-term personal loans for small business owners who have need of bridge loans of some kind. This leaves an entire segment of the population with the two main alternative ways of short-term self financing ? credit cards and payday loans. This article will weigh the pros and cons of each, and determine once and for all which one is actually better for someone in need of short-term financial backing.

Credit Cards

Self financing with credit cards is definitely the most popular option of the two, as the credit card companies who profit from this sort of debt incurrence routinely spend billions of dollars in order to make people believe that credit cards are the end-all and be-all when it comes to debt. However, if the aftereffects of the real estate bubble of 2008 and the subsequent recession led by the United States and Europe have been any indication, there are more than a few holes in that theory.

However, there are some definite pros to incurring debt on credit cards. The first of these, which is not to be underestimated in any capacity, is the ability to pay off the loan without incurring any interest, as long as you can do it before the term period is up. So if you are looking at a loan term that is less than 30 days, by all means, take the debt on credit cards, pay it back before the end of the month, and you have basically financed yourself for free over that time period.

However, if it is not the case that you can do this, and it usually is not, then you have a great deal more to worry about.

Credit cards usually incur much larger interest rates than payday loans. You are also dealing with a large company that you most likely will have no personal leeway with. That means that the contract that they give you is set in stone more or less, and the punishments will be severe if you do not comply with the rules and regulations that are set forth.

Payday Loans

These businesses might have received a bad rap from all of the billions of dollars that the credit card companies are putting out there to make credit cards seem godlike and payday loans industry seem like the unscrupulous underbelly of the financial services industry. However, if you are able to find the right payday loans business, you can come out way ahead of any loan taken on a credit card.

The main reason that you would want to be involved with the payday loans business rather than a credit card is because the company is more local. You can work out terms that are specific to your needs, and you have a personal connection with the payday loans owner. They might even be a participating member in your community, which would make the relationship that much closer.

Andy helps Australian consumers to compare and apply for a range of credit cards. You can visit his website by clicking here.

Source: http://gvbizinfo.com/credit-cards/the-finance-smackdown-credit-cards-vs-payday-loans/

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News and Society Blog-Environmental Info: Global Warming - Can ...

ByMiles Owens

Global warming, runoff pollution from agriculture, fossil fuels, sustainability... These are just a few issues that we deal with as responsible and eco-conscious inhabitants of this planet called Earth. If you visit forums that are dedicated to discussions on the environment, there are many different views on any given topic. However, one thing is clear, we need to be responsible with the resources that we have. And we need to take care of the only habitable planet that we know of in this unfathomable universe.

Global warming, excuse the pun, is a hot topic issue. There is a lot of controversy regarding the causes, science behind measuring global warming, the impact on the earth and on humanity, and what we can do to alleviate the problem (if we can at all). The US Environmental Protection Agency believes that human activity has caused an increase in "greenhouse gases," causing the temperature of our atmosphere to increase. It believes that this increase in temperature will affect the planet's climate and surface level temperature. The EPA encourages people to make simple changes that could have a lasting impact on reducing the level of greenhouse gas emissions.

There are those who disagree that there is any sort of global warming trend happening at all. Some argue that the science behind measuring the levels of CO2 in the air is untrustworthy, and that global warming is used as way of inciting fear and to perpetrate a myth. There is much dispute as to how data was gathered, and whether global warming (or cooling) is just a natural cycle that the earth goes through.

Whatever the controversy, I have seen negative consequences arising from human activity. China is a rapidly developing country, and many Chinese people live near the factories. The rise of cancer in the Chinese population is directly correlated with the proximity to, and growth of, the factories. There are more children who are affected by an increase of lead in their blood, causing lead poisoning. Chinese waters- both underground and above ground- are becoming increasingly polluted.

Knowing that human activity can have an increasingly detrimental effect on the climate, water, earth, the land, and ultimately to ourselves and our posterity, what do we do about it? I think before we can do something, we need to think differently about what we do. We need to know that we can and do have both positive and negative impacts on our earth. Whether we try to preserve natural habitats or drive gas guzzling vehicles, we are either adding to the beauty of the earth or taking away from it.

Pitch a tent and look out at the beauty of the earth. Look at the plants that grow. See for yourself the wonder of the heavens without the glaring orange lights of the city. Then ask yourself how the little things we do can affect the earth.

This brings me to the issue of sustainability. Human life must be able to endure through the ages, through procreation, through responsible management of our resources, and by continuing to change and adapt to the needs of humankind and the earth. This is the most difficult part of being human- adjusting ourselves to create a compromise between what we need and want, and what we might consider is the greater good.

When I hike through the trails hidden in California's mountains, and look down at the beautiful landscape at my feet, I am struck by wonder of this earth. The pristine waters of Lake Tahoe, the summit of Mount Baldy, even Catalina's crowded bay- causes me to think about my role and impact on this planet we call home.

The author invites you to visit http://www.greenthumbdepot.com

Article Source:http://EzineArticles.com/?expert

Source: http://newsandsocietyblog-environmentalinfo.blogspot.com/2012/02/global-warming-can-we-help.html

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Brees, McCoy win NFL's Air, Ground awards (Reuters)

INDIANAPOLIS (Reuters) ? New Orleans Saints quarterback Drew Brees and Philadelphia Eagles running back LeSean McCoy were named winners of the National Football League's Air & Ground Players of the Year awards on Wednesday.

In honor of the winners, FedEx donated $25,000 to the Junior Achievement programs in both New Orleans and Philadelphia to encourage and educate the next generation of entrepreneurs on how to start and grow their own small businesses.

Brees was honored after setting the single-season record for most passing yards with 5,476, eclipsing former Miami Dolphins quarterback Dan Marino's mark of 5,084 yards set in 1984.

The New Orleans signal caller also set an NFL record for best completion percentage of 71.2 and led the league with 46 touchdown passes.

The other finalists in fan voting for top quarterback were Aaron Rodgers of the Green Bay Packers and Tom Brady of the New England Patriots, who will be playing the New York Giants in Sunday's Super Bowl in Indianapolis.

McCoy, who ran for a league-high 17 touchdowns, won out over Maurice Jones-Drew of the Jacksonville Jaguars and Ray Rice of the Baltimore Ravens.

Averaging 4.8 yards per carry, McCoy rushed for 1,309 yards this season.

(Reporting By Larry Fine; Editing by Julian Linden)

Source: http://us.rd.yahoo.com/dailynews/rss/sports/*http%3A//news.yahoo.com/s/nm/20120201/sp_nm/us_nfl_superbowl_awards

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Selena Gomez, Justin Bieber Share A Dating 'Philosophy'

'If you're in love, you're in love to the fullest,' singer/actress tells Cosmopolitan.
By Jocelyn Vena

Selena Gomez on the cover of Cosmopolitan
Photo: Cosmopolitan

<P><a href="http://www.mtv.com/music/artist/gomez__selena/artist.jhtml">Selena Gomez</a> turns the big 2-0 later this year, and she seems to be leaving her tween image behind. The 19-year-old is the latest teen star to appear on the cover of <i>Cosmopolitan,</i> following last month's issue of the women's magazine, featuring 17-year-old Dakota Fanning. For her first cover for the magazine, Gomez dons a low-cut, floral-print dress as she looks rather seductively into the camera. She's sitting with her one leg perched in front of her body, displaying a saucier side of herself than fans might be used to seeing. <center><embed src="http://media.mtvnservices.com/mgid:uma:video:mtv.com:713774/cp~id%3D1672718%26vid%3D713774%26uri%3Dmgid%3Auma%3Avideo%3Amtv.com%3A713774%26instance%3Dmtv" width="460" height="260" type="application/x-shockwave-flash" allowFullScreen="true" allowScriptAccess="always" base="." flashVars=""></embed></center> Inside the issue, she's talking all about love, opening up about her longtime boyfriend, Justin Bieber. "I'm just like every 19-year-old girl," she said. "If you're in love, you're in love to the fullest, and you just want to go to the movies, hang out, and be as normal as possible. I'm fortunate that I've found someone who has that philosophy." In another <i>Cosmo</i> <a href="http://perezhilton.com/2012-01-31-selena-gomez-dating-justin-bieber-cosmo-dating-life-waste#.Tyg4aMXOyf4" target="_blank">quote</a> floating around online, Gomez dishes on a past boyfriend (Taylor Lautner? Nick Jonas?) who didn't make things as easy on her. "I was in a relationship previously where I had to hide everything and it wasn't my choice. I had to go through different exits and take separate cars and do the craziest things, and it just really wasn't worth it," she explained. "It was like a year of my life completely wasted." The more mature magazine cover comes as <a href="/news/articles/1676848/selena-gomez-plans-wizards-of-waverly-place.jhtml">Gomez prepares for the next phase of her career</a>. In the coming weeks, she'll hit the set for her next film, the <a href="http://hollywoodcrush.mtv.com/2011/11/29/selena-gomez-spring-breakers/">more adult-themed "Spring Breakers,"</a> which follows a group of college girls who rob a restaurant to pay for their spring break. When they land in jail, a drug and arms dealer bails them out, and they quickly become entangled with him and his business. "It's a different character than I have ever played before," she told MTV News about the film, which will be directed by "Kids" mastermind Harmony Korine. "It's a different kind of vibe I think than people are used to seeing me in. What you're going to see is more raw, I think. It's going to be raw and more about acting." <i>What do you think about Selena's grown-up image? Let us know in the comments!</i></p>

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Source: http://www.mtv.com/news/articles/1678236/selena-gomez-justin-bieber-dating-philosophy.jhtml

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Probe: Air Force illegally punished Dover whistleblowers

An Army carry team moves a transfer case containing the remains of Spc. Jeremiah T. Sancho Saturday, Oct. 15, 2011 at Dover Air Force Base, Del.

By msnbc.com staff and news services

Air Force officials violated whistleblower laws when they retaliated against four civilian workers who reported the mishandling of war remains at the military mortuary at Dover Air Force Base, Del., independent federal??prosecutors said on Tuesday.

The Office of Special Counsel concluded that in 2009 and 2010, three Dover mortuary officials retaliated against the employees for reporting the misconduct and must be disciplined. The employees alleged that they faced job termination, indefinite administrative leave and five-day suspensions.

---

??We applaud the whistleblowers for their courage in coming forward,? Special Counsel Carolyn Lerner said in a news release. ?We expect the Air Force will now take appropriate steps to discipline the wrongdoers and deter future acts of retaliation.?

In a written statement, Secretary of the Air Force Michael Donley said ?there is no place for reprisal in the Air Force.? ?He said he has appointed a two-star general to review the findings and take "appropriate action."

?Throughout this process, the Air Force remains committed to this mission as a solemn obligation,? Donley said in the statement. ?We continue to care for America?s fallen with dignity, honor and respect and provide care and support for their families.?

Defense Secretary Leon Panetta has ordered the Air Force to review its handling of a major scandal at Dover Air Force Base, where the remains of deceased soldiers were lost of buried in landfills. Stan McDowell, whose son's remains went missing, talks to msnbc's Craig Melvin.

In an earlier investigation report released last November, the Office of Special Counsel said it had found "gross mismanagement" at the Dover facility, where small body parts of U.S. troops killed in Afghanistan were lost on two occasions. The Air Force said at the time that it took disciplinary action ? but did not fire ? three senior supervisors there for their role in the mismanagement. The reprisal accusations were a separate matter and were investigated by the Special Counsel under the Whistleblower Protection Act.

According to The Associated Press the three disciplined in connection with the earlier Special Counsel included Air Force Col. Robert Edmondson, who commanded the Dover mortuary at the time of the incidents, and two civilian supervisors ? Trevor Dean and Quinton Keel.

Edmondson was given a letter of reprimand, denied a job commanding a unit at Shaw Air Force Base, S.C., and barred from future command assignments, The Associated Press reported. Dean and Keel took a cut in pay and were moved to non-supervisory jobs at Dover. All three have declined to comment publicly on the matter.

Although the Special Counsel did not identify the three accused of retaliating against the whistleblowers, two officials told The Associated Press that they are Edmondson, Dean and Keel. The officials spoke on condition of anonymity because of privacy restrictions.

Report: Air Force dumped remains of 274 troops in landfill

The four whistleblowers had alleged that they suffered retaliation for their disclosures, including job termination, indefinite administrative leave and five-day suspensions.

James Parsons, one of the whistleblowers, told The Associated Press on Tuesday that he had not seen the investigators' report but was told Monday that its conclusions support his and the others' claims of retaliation.

Parsons is an embalming/autopsy technician. Two of the other whistleblowers are Mary Ellen Spera, a mortuary inspector, and William Zwicharowski, a senior mortuary inspector. Those three told The Associated Press last November, after the scandal broke, that the Air Force had retaliated against them. Parsons said he was fired in 2010 but reinstated almost immediately. Spera and Zwicharowski said they received letters of reprimand.

Zwicharowski also said he was put on administrative leave for eight months and at one point was labeled "mentally unstable."

Spera and Zwicharowski both said in interviews Tuesday that they had not seen the Special Counsel report.

Defense Secretary Leon Panetta expressed deep disappointment in the Dover revelations last fall, and he ordered Donley, the Air Force secretary, to report back to him on the adequacy of the disciplinary actions he had taken.

Panetta also appointed a retired Army general, John Abizaid, to lead an independent assessment of actions taken to improve mortuary operations at Dover. That review is due to be completed by the end of February.

Air Force officials have 30 days to review the OSC?s findings and recommendations, according to the Air Force Times. If they do not sufficiently respond, the OSC can can pursue disciplinary action through the Merit Systems Protection Board.

The Associated Press contributed to this report.

An investigation found "gross mismanagement" at the mortuary of the Dover Air Force Base in Delaware. Three of its officials have been reprimanded for losing or mishandling body parts of dead service members. NBC?s Brian Williams reports.

?

More content from msnbc.com and NBC News

Source: http://usnews.msnbc.msn.com/_news/2012/01/31/10280790-probe-air-force-illegally-punished-dover-whistleblowers

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